Introduction​

REMIC Realty Inc., Brokerage (“we,” “our,” or “us”) values your privacy. The REMIC Express platform is operated by REMIC Realty Inc., Brokerage and is designed to provide users with educational resources and course-related services. We are responsible for managing and safeguarding the personal information collected through this website. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA), Canada’s Anti-Spam Legislation (CASL), and applicable industry standards.

​

Definitions

“Personal information” refers to information about an identifiable individual, including the contact and account details you provide and limited billing information processed through secure third-party providers such as Stripe. “Consent” refers to your voluntary agreement to our collection, use, and disclosure of your personal information. “PIPEDA” and “CASL” refer to the Canadian laws governing data protection and electronic communications. We follow these laws to safeguard your information and respect your privacy rights.

​

Information We Collect

We collect the personal information you provide when enrolling in a course, creating an account, subscribing to REMIC Express communications, or making a purchase. This may include your name, email address, account login information, limited billing details processed via Stripe, and information about your course progress and activity within the platform.

​

How We Use Information

We use your personal information to deliver and manage online courses, process payments securely through Stripe, maintain your account, track your learning activity, and provide customer support. With your consent, we may also use your contact information to send informational or promotional communications related to courses, study resources, updates, events, or opportunities offered by REMIC Express or REMIC Realty Inc., Brokerage.

​

Accuracy of Personal Information

We take reasonable steps to ensure that the personal information we hold is accurate, complete, and up to date. We rely on you to notify us promptly of any changes or corrections.

​

Cookies and Tracking

We use cookies and similar technologies to optimize website performance, enhance user experience, and analyze visitor engagement. You may manage or disable cookies through your browser settings or our site’s cookie banner where available.

​

Analytics Tools

We use Google Analytics 4, Wix Analytics, and similar tools to better understand how users engage with REMIC Express. These tools collect usage data that helps us improve content delivery, platform performance, and overall user experience. You can manage or disable analytics tracking through your browser settings or our cookie banner. Information about opting out of Google Analytics is available at https://support.google.com/analytics/answer/181881.

​

Third-Party Disclosure

We may share information with third-party service providers, such as Stripe for payment processing and Wix for platform hosting. These providers are required to protect your information and use it only as directed by us.

​

Third-Party Tools & Plugins

The REMIC Express website may include tools such as embedded videos, scheduling widgets, analytics integrations, communication tools, or other learning-enhancement features. These third-party providers may collect or process data in accordance with their own privacy policies, which we encourage users to review.

​

Third-Party Links

Our website may contain links to external platforms, resources, or educational content. We are not responsible for the privacy practices, content, or security of these third-party sites. You should review their privacy policies before providing any personal information.

​

International Transfers

Some personal information may be stored, processed, or accessed outside Canada by third-party providers such as Stripe or Wix. These providers are required to maintain high levels of privacy and security consistent with industry standards.

​

Data Retention

We retain personal information only as long as needed to provide services, maintain account functionality, or meet legal obligations. When information is no longer required, it is securely deleted.

​

Marketing and CASL Compliance

We comply with CASL. Any promotional or informational communications we send will include an option to unsubscribe or manage your communication preferences at any time.

​

SMS and Mobile/Email Communications
By providing your phone number or email or selecting “Submit” or “Subscribe,” you consent to receiving SMS or email communications related to your account, registration, inquiries, course updates, support, and any promotional information you have consented to receive. Message frequency may vary, and message/data rates may apply. You may opt out of SMS communications at any time by replying “STOP” or request assistance by replying “HELP.” You may unsubscribe from email communications at any time by using the unsubscribe link included in our emails. Your consent to receive these communications is not a condition of purchase.

​

Opt-In Data and Consent
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All above categories exclude text-messaging originator opt-in data and consent; this information will not be shared with any third parties.

​

Security Safeguards

We implement administrative, technical, and physical security measures to protect your personal information against unauthorized access, alteration, disclosure, or misuse. These measures include encryption, secure storage, restricted access, and industry-standard data protection protocols.

​

Age Limitation

Our services are intended for individuals aged 18 and older. We do not knowingly collect, use, or disclose personal information from anyone under the age of 18. If we become aware that we have inadvertently received such information, we will delete it promptly.

​

Your Rights

You may request access to the personal information we hold about you, request corrections, or request deletion of your account at any time. You may also withdraw consent to communications by using the unsubscribe option or by contacting us directly.

​

Policy Updates

We may update this Privacy Policy periodically to reflect changes in our practices, technology, or legal requirements. Updated versions will be posted on this page, and continued use of the platform indicates acceptance of the revised policy.

​

Governing Law

This Privacy Policy is governed by the laws of Ontario and applicable federal laws of Canada.

​

Contact Us

You may contact our Privacy Team with any questions, comments, or concerns regarding this Privacy Policy, our information practices, or the use of service providers outside of Canada.

​

​

​